Type of Mortgage Minimum Down payment Income limits? Loan Limit Owner Occupied Second & Rental Homes  
Conventional with Mortgage Insurance 3% NONE $417,000 YES No (rental) Yes (second w/10% down) Learn More
Conventional without Mortgage Insurance 20% NONE $417,000 YES Yes (rental single family, more for multi-family) Learn More
Jumbo 10% possible NONE Over $417,000 to $1 million YES NO (Rental) YES (Second) Learn More
USDA 0% Varies by County and Family size Varies by County due to income limit YES NO Learn More
VA 0% NONE $1 million, but some down payment required if over $417,000 YES No Learn More
FHA 3 ½% NONE $316,250 in Pima County (varies by County) YES No Learn More
REFINANCE – HARP 2.0 N/A NONE $417,000 YES YES Learn More
REFINANCE – FHA STREAMLINE N/A NONE YES, depends on County YES YES Learn More
REFINANCE – VA STREAMLINE N/A NONE Up to $ 1 Million YES YES Learn More
REFINANCE – USDA STREAMLINE N/A Varies by County and Family size Varies by County due to income limit YES No Learn More
Not Sure What is Right for You?

There’s no such thing as a “good” or “bad” Tucson home loan program. Each has pros and cons and only by having a one-on-one consultation can we advise you of your options.

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If you’re pretty certain you know what you’re best options may be? Let’s move forward! You can apply now for loan pre-approval with basic information.

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