There are several home loan categories used by the Mortgage industry – CONVENTIONAL is the term typically used when a loan will be re-sold and not maintained in the portfolio of a bank/investor. Additionally if Mortgage Insurance is required, it will either Underwritten by a Private Mortgage Insurance company –or- “self insured” by the Investor themselves. Conventional Tucson home loans are the most common source of loans in today’s market – under $417,000 (the current “conforming loan limit) they are typically sold to Fannie Mae or Freddie Mac; over $417,000 they are sold on the Secondary market to other investors such as Mutual Funds and Insurance Companies. The Opposite of a Conventional Loan (definition wise) is a Government Insured Loan.
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Reference Materials
Reference Materials
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Government
Government
Are you a Military Veteran? Buying a home in a designated “rural” area? Want to make a MINIMUM DOWN PAYMENT? Check out the GOVERNMENT loan section Link to post
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